The best credit card: Federal Bank Credit Card
Federal Bank
Company Description: Federal Bank Limited is a major Indian commercial bank headquartered in Aluva, Kochi. The bank has more than 1,200 branches across India. It also has its Representative Offices abroad in Abu Dhabi and Dubai. With a customer base of over 10 million, including 1.5 million NRI customers and a large network of remittance partners across the world, Federal Bank handled more than 15% of India's total inward remittances of $79 billion in 2018
Credit Card
Choosing the right credit card can be daunting with so many options available nowadays. From spending on travel to buying groceries or other everyday items, using a credit card can help you not only save more but spend smartly. To help you out in making the best decision, here’s the list of the top 10 best-selling credit cards in India based on our research.
The trend of owning the best credit card in India has become ingrained in the lifestyle of metropolitan citizens over the past two decades. With the rapid growth of the e-commerce industry, credit card usage has witnessed phenomenal growth.
Owning a credit card gives you the freedom to lead the lifestyle of your dreams by providing the flexibility to buy now and pay later.
Credit card companies have been continuously improving their offerings to cardholders by introducing some amazing benefits. This has made it easier for people to use credit cards and take advantage of their benefits. When selecting a credit card, it is important to consider the top credit cards available in the market that offer maximum benefits.
Features & Benefits of Yes Bank Kiwi Credit Card
Kiwi Credit Card is a lifetime free RuPay UPI-enabled virtual credit card designed for seamless digital payments and offering 1.5% cashback on offline UPI spends and 0.5% on online transactions.
Features
Joining Fee: Nil
Annual Fee: Nil
Welcome Benefit: Up to ₹100 cashback on first eligible transaction
0.5% cashback on all online transactions.
1.5% cashback on all scan and pay transactions & get up to 5% cashback for Neon customers.
5% cashback on UPI transactions after achieving annual milestone spends of Rs. 1.5 Lakhs.
Enjoy 1 free lounge access at milestones of Rs. 50,000, Rs. 1 Lakh, and Rs. 1.5 Lakhs in yearly spending.
Kiwi credit card offers additional discounts with partner brands in food, entertainment, travel & shopping.
Flipkart: 0.85% cashback on voucher purchases
Features & Benefits of Scapia Credit Card
Scapia Credit Card, co-issued by Federal Bank, is a lifetime-free travel credit card designed for frequent travellers who value rewards and convenience.
You can get the card in just minutes through a fully digital onboarding process on the Scapia app - your virtual card activates instantly, and your physical card is delivered within 2 - 5 days. Along with this, the complimentary RuPay Credit Card adds extra value with 5% rewards on all UPI and RuPay spends of ₹500 or more, giving you additional savings on everyday transactions.
With Scapia, you earn 20% Scapia Coins on travel bookings made through the Scapia App and 10% Scapia Coins on all other spends, ensuring you’re rewarded every time you use the card.
0 Comments